Open Access

Articles

Digital Financial Transformation In Islamic And Gulf Banking: Innovators, Enablers, And Customer Perceptions

Dr. François Lambert, Prof. Chinedu Okafor, Dr. Irina Smirnova (Author) ¹

Pages: 01-04 || Published: 2026-01-01

• Abstract

  The rapid emergence of financial technologies (FinTech) has transformed traditional banking paradigms across global markets, particularly within emerging and Islamic financial landscapes. This study synthesizes interdisciplinary scholarship to investigate the dynamics of FinTech adoption, the technological enablers shaping innovation ecosyste... More >

Open Access

Articles

Data‑Centric Governance And Ethical Frameworks For Trustworthy AI And Big Data Systems

Dr. Markus Keller, Prof. Amina Hassan (Author) ¹

Pages: 05-10 || Published: 2026-01-08

• Abstract

  The rapid proliferation of artificial intelligence (AI), big data analytics, and cloud‑based data governance frameworks has catalyzed transformative changes across sectors including health, commerce, urban infrastructure, and scientific inquiry. Despite immense potential, such data‑driven technologies present complex ethical, regulatory, and ... More >