Digital Financial Transformation In Islamic And Gulf Banking: Innovators, Enablers, And Customer Perceptions. European Journal of Emerging Engineering and Mathematics, [S. l.], v. 3, n. 01, p. 01–04, 2026. Disponível em: https://www.parthenonfrontiers.com/index.php/ejeemt/article/view/552. Acesso em: 22 feb. 2026.